Good Money

When I would tell people I got a new job to start a new career in another state and would be moving, one of the first questions they’d inevitably ask was, “How much will you be making?” Or, so as to be less crass, “Will you be making good money?”

In our competitive, capitalist, consumerist society, it is only natural that money is the first thing that comes to mind when someone accepts a new position. To be sure, why would anyone choose to move more than 500 miles and three states away for a job if not to make good money?

I had three answers for that question, and all had validity:

1. Yes, of course I would be making good money, because there’s no such thing as bad money.
2. No, I wouldn’t be making good money, compared to the much better money I had made in previous jobs.
3. None of your friggin’ business what kind of money!

The answer is not simple. My job as a therapist under a two-year provisional license pays considerably less than my previous positions in public relations. I am at the entry level in the mental health field, where salaries and pay, though variable depending upon many factors, are relatively low compared to many other professions.

However, my job pays considerably more annually than the series of Gig Economy counseling internships and part-time and temporary jobs I had pieced together for the final two years of my counseling master’s degree program after leaving my full-time job. So viewed from that perspective, my new job does pay good money, and I’m grateful for that.

In midlife, we evaluate what we’ve already done and what we’d like to do with our remaining years, which no longer seem infinite. Priorities change, as we shift from the achievement-oriented, ladder-climbing, self-focused goals of younger adulthood to an increased desire to make a contribution to others, pursue meaningful activities and leave a legacy. My change to a career in counseling reflects the internal re-evaluations of the midlife transitional period.

When you realign priorities and make a significant change, there will be sacrifices. For me, one of those was money – good money. I knew that consequence of my decision from the start, when I embarked on the graduate program nearly six years before actually entering the counseling field. But I ignored that inescapable fact at the time.

Now that my new level of pay is a reality, I’m adjusting my life and budget to match. I may not yet qualify as a full-fledged Minimalist, but I’ve moved closer to that end of the scale in my spending, decision-making and thinking.

I don’t want to minimize the importance of making money – good money – or pretend I don’t care. It certainly helps in many ways and I always endeavored to make good money – at least the best I could in any given circumstance. I’d certainly rather be well-off and feel secure than poor and living anxiously paycheck to paycheck. Wouldn’t everyone? Fortunately, I have some financial cushion, enough to allow me to overcome the financial anxieties of making a career change, but far below some golden threshold to claim money doesn’t really matter.

But making ever more good money – however one defines it — isn’t the end-all be-all path to an ever more glorious Shangri-La, as a 2010 Princeton University study concluded. The Princeton researchers found that no matter how much more than $75,000 per year that a person earned, their “degree of happiness,” or emotional well-being did not increase. It also found that, though earning less than $75,000 in and of itself did not cause people to feel more unhappy, it did magnify and intensify negative feelings from life problems they had.

Beyond the practical realities of how I spend and the reduced margin of discretionary money available to save or burn compared to my previous work life, I’ve had to make a humbling mental adjustment: Here I am, in my 50s, peak earning years, with two graduate degrees, making less than half of what I made at my last full-time job, and less than or equivalent to many workers with much less education or years of experience than I have. Yet, I would still contend I am making good money, not bad money.

I gain fulfillment and a sense of purpose and contribution from counseling people and helping them improve their lives. Work is stimulating, rewarding and challenging, which I couldn’t always claim before. I look forward to my future in this new profession, and its many opportunities for learning, growth and entrepreneurship.

For those reasons, I know I can take this to the bank: I am making good money, with the promise of better money to come. When you truly enjoy what you are doing for a living and apply yourself with a passion because of that, the money naturally tends to follow. Good money.

She’s Leaving on a Jet Plane: No Failure to Launch

My daughter literally has launched herself into adulthood.

The cornerstone job as a parent is to help your kids launch themselves successfully into adulthood by fostering their independence, confidence, self-identity, decision-making ability, sense of responsibility and motivation – traits which they have to develop themselves but over which parents have a big influence.

I’m proud and excited to see my 21-year-old daughter Rebecca exhibiting these traits. She has jetted off for Toulon, France, on the Mediterranean coast, for an eight-month assignment teaching English in two French middle schools, her first professional job after graduating college. This will be her second tour abroad, following a semester in college in which she studied at the University of Lyon in Lyon, France, and traveled throughout Europe.

Rebecca landed in Toulon September 18, 2017, not knowing anyone, same as when she ventured to Lyon in a study group comprised of American students from across the country. She was anxious and excited, the eagerness and thrill of the adventure, opportunity, unknown and challenge far outweighing any fears and doubts. I congratulate Rebecca on her adventurous spirit and desire to explore the world.

No Failure to Launch here, unlike Matthew McConaughey’s 30-something character in the 2006 movie of that title, who resisted leaving the comforts of the cushy life provided by his parents until they hatched a plan to finally get him to launch out on his own.

Psychology Today labeled “failure to launch” as a syndrome characterized by the “difficulties some young adults face when transitioning into the next phase of development—a stage which involves greater independence and responsibility.” Energy, desire and motivation are the necessary ingredients to fuel the launch and overcome fears and anxiety, and taking risks and actions comprise the launch process. Then, resilience and perseverance are required to overcome inevitable turbulence and continue progressing during this stage. Without those components, the post-adolescent risks becoming stuck and dependent.

Ultimately, says Psychology Today author and psychiatrist Robert Fischer, M.D., for a successful launch, a young adult “must tap into and identify a passion or passions, experience the joy that comes with expressing those passions, and have opportunities to share this joy with others.  There must be a conscious effort to cultivate not just the logic of the mind, but also the desires of the heart.”

I’m gratified that Rebecca is following her passion and desire by taking the risk and action to travel to France and to teach in foreign schools.

Rebecca is part of an age group that has been segmented recently from the broader adulthood category and coined “emerging adulthood” for its characteristics common to people in their late teens through their 20s. These are young people who feel like the knot in a tug-of-war rope, caught between breaking free of the challenges of adolescence yet often still maintaining close bonds with parents, family and the familiar trappings of youthful existence.

The psychologist who identified the new life-span development phase, Jeffrey Arnett, outlined five distinct features of emerging adulthood:

• Identity exploration: Establishing one’s self-identity continues to evolve throughout the 20s, as young adults search for what brings satisfaction out of education, work, and relationships.
• Instability: This group moves around a lot, among schools, jobs, locations and residences as they experiment with future paths, change their minds and directions and struggle to accumulate the resources to fuel their journeys.
• Self-focus: Emerging adulthood is a time of intensive internal focus, as young adults explore their desires for work, living arrangements, experiences and relationships with a sense of broad possibilities and few encumbrances. It is an age when opportunities may seem limitless, before developments such as marriage, children, increased financial obligations and career choices inevitably pose constraints and redirect attention more outward.
• Feeling in between: Emerging adults feel they are taking more responsibility for their own lives and decisions, yet still feel they have not completely broken free from some form of dependence and do not completely feel like an entirely self-sufficient, autonomous adult.
• Age of possibilities: Optimism characterizes emerging adulthood. After taking a hard look at their parents’ lives, many believe they have a good chance to create a more rewarding and exciting life for themselves.

Another researcher sought to determine why some emerging adults thrive and why some struggle in establishing identities and independence. She found that the foundation for such progress or obstacles are established in childhood and adolescence, and are heavily influenced by parents striking the right balance between providing support, limits and structure, and encouraging kids to pursue independence and make their own decisions.

One type of family dysfunction that inhibits emerging adults from becoming independent is “enmeshment,” when family members’ emotional lives are so intertwined that children have difficulty separating, becoming their own person, and accepting responsibility for their choices and lives. This is a dynamic I have observed often in counseling.

The signs are clear that my daughter is becoming the captain of her own jet. I feel rewarded as a father that I have contributed to the foundation of her launching pad.

What Brown Can Do for Me

What can Brown do for me?

Brown can hire my son and give him real-world, corporate, big-business experience in his chosen  field in college; offer him a sturdy rung on the base of the career ladder; teach him about the discipline, responsibility, accountability, integrity, honesty, teamwork and communications that comprise effective work environments; play a role in his maturation; and help him build a financial nest egg before launch into the adult world, all while he is still a teenager. That’s what Brown can do for me – and my 19-year-old son Daniel.

After years of watching United Parcel Service’s (UPS) television ads asking, “What can Brown do for you?” and seeing the brown vans with the brown-clad delivery personnel rolling through my neighborhood, I never expected that the world’s largest package delivery company and provider of supply chain management solutions would be hiring my son as a college freshman to assist with its information technology and data management operations.

For some time as a high school senior, Daniel seemed indifferent about work. But he made a 180-degree turn in his attitude, initiative and motivation, without undue parental pressure or requirements.

He started during his senior year in high school as a restaurant worker, preparing food and grilling in the kitchen and helping customers behind the service counter. To my surprise, he chose to maintain his job after enrolling as a freshman at the University of Maryland-Baltimore County (UMBC), even though his employer was 30 minutes away from campus. He kept that job for nearly his entire freshman year.

In his freshman spring semester, Daniel, a computer science major, attended a job fair on campus, connecting with UPS, which hired him as an intern. Among the benefits of an internship at UPS are that the position is paid, and it lasts more than a semester, or even a year. UPS’s internship can last throughout a college career, as the company uses its internship program as a recruitment tool for grooming future full-time employees.

Of course, since Daniel is a computer science major taking a full load of computer systems, math, informatics and science courses, and I am a liberal arts major who has worked in journalism, public relations and the social sciences, I have a hard time understanding what he is doing day-to-day.

But this is what I got from his description: Daniel works in the world of Big Data, which Wikipedia describes as “data sets that are so large and complex that traditional data processing application software is inadequate,” and includes challenges such as capturing data, data storage, data analysis, search, sharing, and other functions. As someone who is perplexed by Small Data, I am quite impressed.

As Daniel describes it, he is an application developer who deals in the areas of customer engagement and quality control. He tracks and monitors UPS data centers and deals with code that helps keep track of data. He helps ensure that UPS’s delivery technology is working for its customers. He is a trouble-shooter.

As a father, I am proud and gratified to see my son holding down a professional job, working as a colleague with adults, becoming more independent, developing a work ethic, learning the value of earning a living and of saving for the future, investing in himself, juggling work and school, and evaluating through experience what he would like to do with his career before he is tossed into “the real world.”

Many young adults wind up directionless in their 20s, and squander precious time trying, sometimes unsuccessfully, to identify interests and passions, and how those can translate to making a living, or in working in dead-end jobs in which they have little interest or future. I know a few fathers whose sons have dealt with these challenges, and both the fathers and sons have had difficult times as a result, both as individuals and in their relationships.

So what can Brown do for me? Quite simply, it is helping my son get a good start on his adult life, which brings me peace of mind. And that’s invaluable for a parent.

Sweating it out to the End

I was sitting in the sauna after a swim, trying to meditate (and lose a pound), when the thought hit me (a welcome thought, nevertheless showing I don’t know how to meditate): the only thing separating me from graduation with a clinical mental health counseling master’s degree was one more paper, the fourth chapter of a final project.

In the heat, I felt a surge of accomplishment, the dripping sweat an appropriate metaphor for the 5 ½-year graduate school and internship marathon. I reflected on all that had happened during that time – a broken leg requiring surgery and a year of

These grads, including my son Daniel (left), are younger than me, but I’ll be celebrating the same experience soon.

recovery; turning 50; my mother dying; leaving a seven-year job under contentious and demoralizing circumstances; both of my kids leaving for college – and felt amazed I had arrived at this moment. I had nearly dropped out after the first of my 22 classes and three internships, the path seemed so complicated and daunting.

 

So other than giving myself a pat on the back for perseverance, what can my experience say about sweating it out for a goal at midlife that perhaps could resonate with others?

• Personal growth and development keeps life interesting. I feel more alive and engaged with new challenges and goals to pursue, and restless when I feel stagnated and mired in routine.
• It’s never too late to learn new things or set new goals. Changing careers is another matter entirely that involves issues of practicality, responsibility, risk and sacrifice. But those complexities shouldn’t preclude exploration.
• Moving forward on faith can work out, and could be a necessity for progress. Sometimes pushing through doubts is the only way forward. I still don’t know how my whole counseling endeavor ultimately will work out, but I have faith that it will. Needing a guarantee on an outcome may preclude the journey.
• Find a way. Don’t let something that seems too hard stop you, if you can creatively discover ways to make it work, even just one step at a time, especially if you believe you might live with regret for giving up on a goal or dream too easily. I feared living with regret, which helped propel me to continue grinding ahead. Sometimes “a way” may seem impossible, but perhaps as likely self-imposed limits make it seem so.
• Pursuing something new, whether a hobby, pastime, education or career, can bring you into contact with a new community that can enrich your life. The people I’ve met through my graduate program have provided community, enhancing my life and helping me learn.

I’m sure hoping this new counseling gig works out. I entered the Loyola University-Maryland Pastoral Counseling program at age 48. Back then, I couldn’t imagine getting to the end, which has now arrived at age 54. I’m excited to see where it leads. At the least, it will open up a whole new range of opportunities and a greater chance to self-direct my career – possibly in the form of my own business and other entrepreneurial endeavors – as I head into its latter stages. I’m feeling now all the sweat I’ve poured into it has been worthwhile.

[In a serendipitous coincidence, my graduation is the same day as my daughter Rebecca’s graduation from the University of Maryland. Read about my decision of whose big day to attend.]

15 Principles for Surviving and Executing a Career Transition

In two months I will complete a graduate degree in clinical mental health counseling that will have taken 5½ years to finish, enabling me to take final steps to executing a fairly drastic midlife career change from public relations. I had made a career change before, from journalism to public relations. Though still jarring, that transition was significantly more seamless than this one, requiring no additional education and using many of the same skills.

I have been seeking to derive more meaning and satisfaction from my career, as well as the opportunity to self-direct my future, embrace an entrepreneurial spirit, contribute value to society and work flexibly, creatively, collaboratively and independently. I explored life-coaching, completing a series of training courses, but ultimately didn’t pursue it. But the idea of helping people with psychological, emotional and life challenges stuck with me.

It took me about three years of mulling the idea to apply to graduate school for counseling and another year after acceptance to enroll in my first class. Twenty-one classes and three internships later, I’m on the precipice of a career transition.

It hasn’t been easy. As I started my internships, I ran into a buzz saw at my PR job. It was miserable, and at the same time the best thing that could have happened. I couldn’t have done both well simultaneously, along with graduate classes. I would have burned out. I left my job, and the security blanket of a biweekly paycheck. That was 18 months ago. Since then, I’ve lived a much more itinerant, unpredictable and frugal existence, cobbling together temporary, seasonal and part-time jobs, and unpaid or low-paid internships.

In brief, these are 15 principles I’ve learned about making a significant career change, concepts that are valuable to consider while mulling a change or while bulldozing through the trenches:

1. Long-Term Vision – A career transition won’t happen if you can’t envision a different future, if you are too overwhelmed by the daily grind and stressors to dream about a new life.
2. Delay Gratification/Patience – Depending on how drastic the change and the amount of education and training required, the transition could be a long haul rather than a quick fix.
3. Risk (Tolerance/Acceptance) – You will be giving up something known for something new, with no guarantee of breaking in, or even being proficient at or liking the new endeavor.
4. Self-Knowledge – Become clear on what is most important to you, your values, how much risk you can tolerate, and how hard you are willing to work to make a change happen.
5. Courage – You’ll have to be brave enough to take risks and step out of your comfort zone.
6. Confidence/Self-Assuredness – Consider how you will handle other people in your life, including those closest to you and colleagues in your current occupation, questioning or casting aspersions on your decisions. How much would a wave of skepticism and criticism deter you or affect your thinking and beliefs?
7. Identity – Leaving a profession, especially one you’ve worked at for years and in which you’ve achieved a certain level of expertise, status and success, can significantly alter how you identify yourself. Can your ego withstand such an identity loss, while building a new and different piece of your identity?
8. Research/Network – It will be important to determine the costs and requirements (and barriers) to entry into a new profession, as well as occupational outlook, such as job growth and salary projections. Soak up all the information you can about your prospective new career while considering a transition and in the transitional phase by interviewing people in the field, networking with fellow career changers and professors, taking classes, attending conferences and reading industry journals.
9. Commitment/Persistence – A half-hearted or uncertain effort will likely fail to result in lasting change, like my foray into coaching. The urge to give up may hit, especially early in the process. You’ll have to constantly re-evaluate your commitment, revisit why you embarked on the effort in the first place and resist inevitable doubts.
10. Embrace Uncertainty/Unpredictability – Become comfortable with not knowing and embracing the journey as an adventure. View unpredictability as making life more exciting, stimulating and challenging. Here’s where faith and spirituality can come into play.
11. Sacrifice – Be prepared to pay costs in terms of money, time, effort, perceived security and status (you may go from being expert to novice).
12. Hustle/Scramble/Diversify – A career transition may not be seamless, moving directly from a job in one career to a job in another. There may be an intermediary period involving education, training, internships and the like. You may have to jump off the cliff during this period – leaving security behind – but with a parachute. You just won’t be able to be sure where you may drift or land along the way. You may have to be aggressive in patching together a living from various jobs that aren’t career jobs, but serve as a means to your end. You may have to call on skills you weren’t using in your current career, or adapt your skills to different positions that work within your new goals. For me, that meant working summers as a tennis teacher and applying writing and teaching skills as a university writing tutor.
13. Flexibility – A flexible frame of mind complements the principles of identity and hustle. If you are not rigid in your identity, you can explore varied employment opportunities, living arrangements and lifestyles that can help you manage the transition. If you are open to a wide range of income-producing opportunities, you can minimize your reluctance to try new things – perhaps jobs you would have once considered beneath you — and ramp up your hustle to get them.
14. Financial House – Your transition will be easier and less stressful if there is Order in the House, the Financial House. As much and as far ahead as possible, craft a financial plan for the transition. Build savings cushions and tuition accounts, if education is necessary. Consider becoming a minimalist in your lifestyle choices, to some degree. A transition likely will come with some financial pain, including possibly a precipitous income drop from your previous career once you start in a new occupation, but planning and frugality can mitigate the potential pitfalls.
15. Negotiation – If you’re lucky, you’ll have a current employer who respects, or maybe even encourages and supports, your career-change endeavor (I wasn’t). If so, see how you can negotiate to get what you need – time, a flexible schedule, tuition assistance, remote work arrangement – while continuing to fulfill your employer’s needs. You may be able to hold onto your job and income much longer (I couldn’t), helping to bridge the transition.

 

 

(Not) A Chip off the Old Block

Academically, my son Daniel doesn’t take after me – except for the fact that we have each attended college. And in today’s increasingly specialized and technological economy and job market, I’d say that’s good for him.

As a freshman computer science major and bioinformatics minor, Daniel is taking a heavy dose of computer programming, biology, statistics and math. I predict he will separate himself from the masses who hold college degrees, which no longer guarantee entry into the professional world, by going the STEM (Science, Technology, Engineering, Math) route and will find himself in demand in the job market. No post-college Parental Unit Domicile (PUD) basement-dwelling likely or necessary for him!

I, on the other hand, took an occasional math or science course three decades ago at my liberal arts college – only enough to meet the requirements to graduate – and overdosed on philosophy, history, political science, economics and English courses, emerging with a smorgasbord-style International Relations degree that led to nothing in particular.

But in that era, being a generalist with a broad liberal arts education could still work as a professional launching pad for many occupations. It’s not that it can’t work today, but it just appears harder.

Industries can be more selective in hiring graduates who more closely fit the profile for their jobs based on their degrees, internship experiences and technical and industry-specific knowledge. Those without more targeted, specialized and immediately marketable degrees will flood the “generalist” markets, like education, communications, sales, fundraising and social services, creating the immense competition that has left many college graduates on the sidelines.

While teaching tennis at an beach resort last summer in the midst of my career transition to counseling, I talked with a doctor at Minnesota’s renowned Mayo Clinic after a tennis clinic. His wife also was a physician. He had two kids in college, and explained his parenting philosophy about his kids’ college education. He did not take a laissez faire approach, like many parents who allow their kids to “find themselves” – or not – by experimenting and dabbling with a variety of subjects with no clear idea of where they were heading. Guessing and floundering, and possibly wasting time and money, was not acceptable, he emphasized. If his kids were going to attend college, he demanded that they have “skin in the game” and demonstrate a well-thought out plan outlining what they would study, and how their field of study would lead to a career path and jobs immediately after college, based on real-world economic and occupational data. Otherwise, the parental money pipeline would be disconnected.

It made sense to me. And immediately after my discussion with the doctor, I was struck by pangs of guilt: My daughter Rebecca was about to enter her senior year of college as a liberal arts major – sociology and French minor – and I had never really had that practical conversation with her about the real-world application of her college pursuits. I was the laissez faire parent!

That’s not necessarily a bad approach. There’s value in allowing your kids to make their own decisions, find their interests and passions on their own, and take responsibility for the outcomes. Parents foisting their own interests, desires and fears upon their kids to either force or influence them to take a certain path rarely works – at least not over the long haul – and typically ends in resentment. But I still felt remiss about possibly leaving Rebecca unprepared for a world that can be callous and crush souls.

So I called Rebecca that August day, knowing that merely mentioning the idea of developing a plan for her post-college life early in her senior year could ratchet up her stress level. She assured me that she was considering various ideas and researching careers, and that she wasn’t approaching her pending graduation flippantly.

That was enough for me. I could check off the Parental Duty box next to “Advise Child of Importance of College Choices.” I’ve never been a hard-ass parent. I have confidence Rebecca will find her way, just like I do with Daniel. And even though their career paths will be different, I’m glad both will be making their decisions based on what they want to do, not based on my ideas of what they should do or on pursuing a path based on fear that they won’t succeed. Because they will succeed if they have the desire and interest.

There are no strings attached to my investment in their college educations. I’ll guide where I can and when and if I’m asked. Otherwise, they’re on their own, and I know that’s the way they want it.